Cash or Credit

How to handle our financial problems?

Gain of a company, measurable from the level of sale of product in a time line. Sale can be done in directly and also worked in credit insurance. The target of sale is consumer. Consumer can choose to buy in cash or credit insurance. Purchasing in cash of course will be better, consumer pays money in number certain to buy goods. The goods become consumer property and directly enjoy the goods along with the attributes. This is of course applies for they are capable.

How about they who have incapability?

Purchasing in credit it means purchasing of goods by Installment payment. Consumer pays a number of moneys in weekly or monthly to pay goods its bought. Seen from the ownership of goods, the goods has not fully becomes property of consumer. Payment in credit insurance seems to be cheaper but simply the price of the costlier goods from purchasing in cash because there are such additional expenses (interest expenses and others)

Lender Companies sometimes doesn't have goods that ordered by consumer, in that case, they cooperate with another company that functioning as a supplier. It is of course with system sharing holder. However it is, all together depend on consumer, cash or credit insurance in seeing from their ability to pay.